Privacy Policy

Privacy Policy

**Last updated: April 24, 2026**

Who We Are

SmarterWork (smarterwork.pro) is a free financial tools website operated by an individual. We build calculators and utilities to help investors make smarter decisions.

What Data We Collect

**We do not collect personal information.** You do not need to create an account or provide any personal details to use our tools.

All calculations performed on SmarterWork happen **locally in your browser**. We do not transmit, store, or have access to any financial figures you enter into our tools.

We may automatically collect basic, non-personal technical data through standard web server logs, including:
– Browser type and version
– General geographic region (country/city level)
– Pages visited and time spent on site

This data is aggregated and anonymous. It is used solely to understand site performance and improve our tools.

Cookies

SmarterWork uses cookies in the following ways:

**Advertising cookies:** We display ads through third-party ad networks (such as Google AdSense). These networks may use cookies to serve relevant ads based on your browsing activity. We do not control these cookies.
**Analytics cookies:** We may use tools like Google Analytics to understand how visitors use the site. This data is anonymous and aggregated.

You can disable cookies at any time through your browser settings. Note that disabling cookies may affect the display of ads on the site.

Third-Party Advertising

SmarterWork is funded by non-intrusive advertising. Our ad partners may collect data about your visit to serve relevant advertisements. For more information on how Google uses data, visit: [google.com/policies/privacy/partners](https://google.com/policies/privacy/partners)

Your Rights

You have the right to:
– Know what data is collected about you
– Request deletion of any data associated with your visit
– Opt out of personalised advertising via [Your Ad Choices](https://optout.aboutads.info/)

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected by the “Last updated” date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact

If you have any questions about this Privacy Policy, you can reach us via the contact information listed on the website.